Must be located in the U.S., have a credit score of 500+ and must earn at least an average of $15,000 per month through the business. Loan amounts. $5,000 to $600,000. Loan terms.

A 500 credit score requires a minimum 10% down. FHA financing also comes with mandatory and very expensive mortgage insurance, regardless of your down payment.

These lenders offer mortgages that make qualifying possible, starting with a 500 credit score. The best mortgage lenders often require a minimum credit score of 620 to qualify for a loan.

You only need a 580 credit score to put down as little as 3.5%. You can still get an FHA loan with a 500 credit score but must make a minimum 10% down payment. How to Choose a Mortgage Lender.

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