Historically, COLA adjustments were arbitrary, decided by Congress from 1940 to 1974, with only 11 adjustments made. The most significant increase occurred in 1950, with a 77% rise.

We're less than two weeks away from the 2025 Social Security cost-of-living adjustment (COLA) announcement. The government will have the last piece of data it needs to do the calculation on Oct ...

Add the COLA percentage to your existing checks to get a decent approximation of what you'll get in 2025. This might be off by a dollar or two, but it should be pretty close.