When it comes to processing credit card payments, you have to spend money to make money. Every player in the payments value chain, including the issuer, acquirer or processor and card network, deducts ...

We all know how convenient it is to swipe our credit cards for everyday purchases. In fact, as of 2022, 82% of U.S. adults had a credit card, making it the most common consumer lending product. In ...

Credit card surcharging shifts processing costs to customers but can cause legal issues, competitive disadvantages and ...

Credit card swipe fees, which are among the highest operating costs for retailers, are taking a bite out of household budgets, according to industry experts. When a credit or debit card is used, banks ...

WalletHub Analyst Cassandra Happe has broken down some of the survey’s findings, and their repercussions to both consumers and retailers. The following is an excerpt from a Q&A session Happe took part ...

Credit card surcharges are rising, but you can avoid unnecessary fees. Learn nine smart strategies to minimize surcharges and protect your credit card rewards.

Running a business comes with enough challenges—managing operations, serving customers and staying ahead of competitors. But there may be a silent drain on your profits that often goes unnoticed: A ...

The best credit card processing companies offer simple processing services at reasonable rates to small business owners. These companies also need to provide certain features, such as reporting ...

Every time a server drops a check presenter and you scrawl a tip on the credit card line, you are triggering a small but intricate financial system. Money moves from your bank to a processor, then to ...