Truth be told, credit cards can be quite confusing. With so many calendar dates tied to your card, it's easy to misunderstand the importance of some critical dates and, as a result, miss out on some ...

Discover how to read your billing statement, understand key details like balance, fees, and payments, and ensure accuracy in ...

Learn how credit card grace periods work to avoid interest charges. Pay your balance in full by the due date and keep your grace period active for future cycles.

Most people should keep hard copies of credit card statements for at least 60 days. Business owners and charitable donors should keep credit card statements for at least six years in case of tax ...

Enrolling in paperless credit card statements allows for easier management and faster access. Not to mention, it’s better for the environment. Credit card companies use strict security measures to ...

A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet. Merchants may also place a pending transaction — or hold — on your account ...