When disputing incorrect information on your credit report, it’s important to provide the necessary documentation and information the credit bureau will need to investigate your dispute under ...

Understanding the 609 dispute letter The seemingly odd name of a 609 dispute letter is a nod to Section 609 of the Fair Credit Reporting Act (FCRA), which gives anyone the right to request ...

When you’re ready to dispute the errors on your credit report, you have three main options: filing a dispute by mail, online or by calling the credit bureaus.

Having an erroneous collection account on your credit report isn't a life sentence, though. There are laws in place to protect you from being held responsible for debts you don't owe.

Since “on-time payments” make up 35% of your credit score — landing in collections can lower your score in a hurry. Collections typically stay on your credit report for up to 7 years.

Home Personal Finance Credit & Debt How to Fix Errors in Your Credit Report Complaints about errors in credit reports have shot up. Here’s why — and how to fix them.