Cash-out refi example. Let’s say you still owe $100,000 on your home, and it’s currently worth $400,000. That means you have $300,000 in equity.

For example, a Redditor on the r/dividends subreddit has seen his $300 investment at $6.72 per share turn into roughly $250,000 — a 2,000% gain based on its current price near $142 per ...