Mortgage underwriting is the process of figuring out how risky it is for a lender to give you a mortgage. Ultimately, underwriting determines whether or not you'll get the loan.

Five steps in the mortgage underwriting process Step 1: Get prequalified. Before you start looking for a house, you can get prequalified to find out how much of a mortgage you're likely to be ...

The majority of mortgage applications are processed with automated technology, but lenders can use manual mortgage underwriting for more complex financial situations. If you have a limited credit ...