Premium credit cards grew in 2025, with higher fees, new perks and steady demand amid Visa and Mastercard settlement news.

If your regular monthly expenses are groceries, fuel and household bills, a card that gives its best rewards on dining, travel or luxury shopping will quietly push you to spend in unfamiliar ways.

Just because you get into the habit of doing something doesn’t mean it’s good for you, and gnawed-on fingernails and cracked ...

Many people believe that repaying loans or paying credit card bills on time is sufficient to maintain a good credit score.

Your credit utilisation ratio is a simple percentage, yet it has outsized influence on how lenders and credit bureaus view your borrowing behaviour and creditworthiness.

Withdrawing cash on a credit card can feel like a quick fix when your checking account is empty and the rent is due. In ...