A 401 (k) is an employer-sponsored retirement plan that allows employees to save a portion of their salary, usually on a ...

How a Roth 401 (k) Works A Roth 401 (k) is like a mix between a traditional 401 (k) and a Roth IRA. You contribute after-tax dollars, meaning you’ve already paid taxes on that money.

But beware: sometimes discreet fees can seriously hinder the growth of your savings. Here's why you need to understand them – and limit them. Individual Retirement Accounts (IRAs), whether Traditional ...

Retirement and financial freedom are often used interchangeably, but they're actually quite different. Retirement is ...

Confused about 401k, IRA, and Roth IRA? Learn the key differences and discover the optimal investment order for your financial future in this 2020 guide.

A Roth IRA conversion ladder is a multiyear savings strategy that lets you tap your retirement account before reaching age 59½—without taxes or penalties.

Given the number of rules surrounding Roth IRAs, sometimes it may be hard to separate fact from fiction. Regardless of age, a Roth can benefit anyone's portfolio. If your income is too high to ...

My good friend Bob from Munster had a question I thought merited visiting in the column. Bob’s question involved a topic we are dealing with more and more often in ...

Imagine losing nearly a quarter of your monthly income just as you’re about to retire. That’s the reality millions of ...

Whether you opened a Roth IRA years ago or have had your eye on one, you probably have a sense of what a great investment vehicle it is. A Roth IRA allows you to contribute money you've already ...

What am I overlooking? We have one grandson and we will fund a 529 to cover college, although our son and his wife, another hedge-fund trader, have enough. I feel guilty. I enjoy vacations to Europe ...

What does a WNBA star know about money? Turns out, everything! Former pro basketball player and championship coach Vicki Hall ...