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What's the highest credit score you can get? The highest FICO score possible to achieve is 850. That’s a perfect score and it’s not always necessary to get the best terms and rates when borrowing.
Like FICO scores, VantageScores range from 300 to 850. According to VantageScore, the average credit score was 702 in 2024. However, there is a significant difference for Black Americans.
The average credit score in the United States is 717, according to FICO, the data analytics company whose scoring model is used in most lending decisions. That’s considered a good score.
The average U.S. FICO score has dropped two points in the last year to 715, which could signal that consumers are facing increasing financial stress. Perhaps more concerning is that 90-plus-day ...
The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and ...
Millennials’ Credit Score: 691-704. FICO breaks down the average credit score by age range, and as millennials span over two of those age brackets the scores have a wider range.
The average FICO score in the U.S. fell to 715, a one-point drop from January. Federal student loan delinquencies are impacting consumer credit scores.
A new report from FICO reveals that the national average U.S. FICO score is 715, down two points since April 2024. While 715 is considered to be in the " good" ...